Finances

We are Mindful About Your Costs for Services

We understand that therapy can seem expensive. Our commitment to our clients is that our fees for service reflect our need to cover basic operational costs as well as the quality and expertise of our therapists.

A Lifelong Investment, But Not a Lifelong Commitment

Breakwater approaches therapy as an important and robust investment in yourself. Like any sound investment, it is important for you to see returns on your time, effort, and money as quickly as possible. While therapy can look different for every person, the majority of people do not need (or want) “open-ended” therapy. Our therapists understand that it should not require an open-ended relationship to achieve or maintain your goals.  

In fact, some research suggests that committing to a limited number of sessions can actually result in more efficient therapeutic progress! Generally speaking, the vast majority of our clients achieve the progress they seek in about 8-24 sessions depending on the complexity of their concerns. Our therapists are highly trained professionals who will assess, plan, and address your goals within these timeframes whenever possible.  This is also why, whenever relevant, we offer supplemental resources and education that can help you achieve and sustain your goals independently. 

Also, it is completely normal to “jump in and out” of therapy.  Come in when we can help, and take a break when you feel you’ve got a handle on things.  We maintain an open-door policy for all clients who receive our services, with a mission to empower and support you in self-management as much as possible. We also often find that clients who return for additional therapy after successfully terminating–even for a different reason–tend to more quickly achieve their goals because they are able to build off their previous progress and skills. 

Good Faith Estimates

Consistent with the No Surprises Act implemented in 2022, we are willing to provide you with a good faith estimate of your total costs upon request. Given our current rates and the typical length of therapy, most clients who cover all expenses out of pocket pay between $1500-$2200 in total. Your provider will be able to provide you with a more specific estimate to your situation after your initial evaluation and treatment planning.

Sliding Scale/Reduced Fees

Breakwater reserves a limited number of spots for each therapist to provide services at reduced fees for qualifying clients.  As a general rule, we reduce our rates for individuals or households with low or no income. If you would like to know more about this option, you can talk to our intake coordinator during your free 15-minute consult, or with your provider if you are an established client.